If prearrangements are funded by insurance, what must the funeral establishment do with licensed insurance producers?

When prearrangements for funeral services are funded by insurance, it is essential for the funeral establishment to employ or contract licensed insurance producers. This requirement arises from the need for compliance with state regulations governing the sale of insurance products. Licensed insurance producers are professionals who have demonstrated their knowledge and understanding of insurance laws, enabling them to effectively assist clients in securing life insurance policies specifically designed to fund funeral expenses.

By employing or contracting with licensed insurance producers, the funeral establishment ensures that it operates within legal frameworks and provides its clients with reliable options for prearranging their funeral services. This relationship also helps to protect clients by ensuring that they receive sound advice and services from certified individuals who are knowledgeable about the intricacies of insurance products pertaining to funeral funding.